Zero Balance Bank Acconut Opeing Online - Tips App APK

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Zero Balance Bank Acconut Opeing Online - Tips

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There are various types of savings accounts administered by the banks based on gender, occupation, income group etc. Conventionally, the savings account holder is required to maintain a minimum balance in the account at all times. If the balance falls below the minimum balance amount, banks penalise by means of a nominal monetary deduction.

Owing to latest trends in banking, “Zero Balance Savings Account” is increasing becoming a fad,
What Is Zero Balance Savings Account?

Where the account holder is free to operate the account without strings of maintaining a minimum balance.

This type of savings account is offered by banks to specific category of customers such as salary account holders and on basis of Pradhan Mantri Jan Dhan Yojana (PMJDY) - a scheme from Government of India with a mission of financial inclusion. Do inquire with the nearest banking branch to ascertain your qualification.
Features of Zero Bank Savings Account

No condition of maintaining a minimum Monthly Average Balance or Quarterly Average Balance.
Free ATM/Debit card that can be used to transact worldwide.
Free cheque book of fixed amount of leaves per year. Subsequent request for cheque books are charged a nominal fee.
Complimentary passbook is issued as part of the welcome kit, at the time of opening the account.
Access to internet banking and online transactions and standard charges for payment transfers.
Specific number of free transactions every month,subsequent transactions are billed a nominal fee.
Special privileges and offers for salary account holders based on the category of company/institution.

Zero Balance Savings Account Opened Under Pradhan Mantri Jan Dhan Yojana (PMJDY)

An ambitious mission from the Ministry of Finance, Govt. of India, this program is a national mission for financial inclusion by means of providing easy access to financial services such as Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension to all citizens in an affordable manner.
Benefits of Savings Account Opened Under PMJDY

No need to maintain a minimum balance.
Interest on deposits as per prevailing bank rates.
Accidental insurance cover of Rs.1.00 lac.
Direct benefit transfer from Government schemes are credited to this account.
Overdraft facility is offered after 6 months of satisfactory operation.
RuPay debit card and free Accident insurance cover.

Disclaimer :
This app is not an official Bank App.
This app only acts as an interface. All information displayed is loaded from other websites i.e. *****,sbi or other site etc..
• Neither developer of this app nor software has any association with Any Bank.
• This application is developed for convenience of app users to get all important information at one single place.
• This app does not store any information provided by the user like username/password, etc..
• Developer of this Android App and its affiliates will not be responsible for any harm, loss or damage arising out of information provided on this app.