UKU - Pinjaman Dana Digital APK
App information
Version 6.9.21 (#60921001)
Updated 2024-12-25
APK Size 50.8 MB
Requires Android Android 5.0+ (Lollipop)
Offered by PT Teknologi Kuantum Indonesia
Category Free Finance App
App id com.mintq.gocash
Developer's notes UKU - Digital Fund Loans: Limit up to 12 Million, Easy Application without Hassle!
Screenshot
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Table of contents
Latest updates
What's new in UKU - Pinjaman Dana Digital 6.9.21
Editor's review
Download the latest UKU - Pinjaman Dana Digital application, version 6.9.21, compatible with Windows 10/11 (using emulators such as Bluestacks), Android devices. This free Finance app is developed by PT Teknologi Kuantum Indonesia and is easy to download and install.
Previous versions, including 6.9.21, 6.9.10, are also available. If you need help or have any problems, please let us know.
Description
Get a safe and reliable loan from UKU, an information technology-based joint funding service platform, which is licensed and supervised by the OJK, in accordance with letter number: KEP-46/D.05/2021 dated 2 June 2021.
UKU, also a member of AFPI, emphasizes its safe and reliable services. Permits from the OJK and our membership in AFPI are proof of our commitment to providing trusted services to you. In addition, UKU has obtained ISO/IEC 27001:2013 certification, an official recognition of the Information Security Management System that we implement. This is a real step from us in ensuring the security of UKU customer information data.
Why borrow funds from UKU?
☑ No hassle!
Provide your KTP, personal account number, active cellphone number, and fill in the form in the UKU application.
☑ We are transparent with the fees charged to customers
No hidden fees. The maximum service charge will be no more than 14% per year.
(1) Loan period: 90 - 180 days
(2) Maximum friendly interest per day: 0.3%.
(3) Maximum annual interest (APR): 14%.
(4) Loan value: Rp. 500,000 to Rp. 12,000,000.
Loan Simulation
Calculation of costs for a loan product of IDR 1,000,000 for 90 days:
• Total Payment = IDR 1,000,000 + (IDR 1,000,000 x 0.3% x 90 days) = IDR 1,270,000
• Nominal bill per period (per 30 days): IDR 366,700 (including VAT)
Calculation of costs for a loan product of IDR 12,000,000 for 90 days:
• Total Payment = IDR 12,000,000 + (IDR 12,000,000 x 0.3% x 90 days) = IDR IDR 15,240,000
• Nominal bill per period (per 30 days): IDR 4,399,600 (including VAT)
☑ Funds disbursed within a maximum of 24 hours
Cash funds will be disbursed to your registered account after passing the verification process.
☑ There are various easy repayment methods
Repayments can be made anywhere and at any time via ATM transfer, M-Banking (BCA, BRI, BNI, Mandiri, Permata), QRIS, and Alfa Group (Alfamart, Alfamidi, Alfa Express, DAN+DAN).
☑ We are committed to protecting user data
Apart from following OJK guidelines and ISO/IEC 27001:2013 certification, UKU only accesses the camera, microphone and location on cellphones.
Stages of the Submission Process to Disbursement
1. Download the UKU application on your cellphone then create an account and choose the nominal amount and duration of the loan according to your needs and abilities.
2. Complete your personal data. Make sure the photo has been taken clearly. The data you fill in must be actual data and the filling must be in accordance with procedures.
3. Wait for the verification process by the system. After the application is made, our system immediately processes the verification. Verification status can be checked in the application.
4. After passing verification, funds will be disbursed within a maximum of 24 hours.
IMPORTANT!
Please be careful of all forms of fraud in the name of UKU or PT Teknologi Merlin Sejahtera. Get official information only via the contact below:
WhatsApp Customer Service (1): 087716640284
WhatsApp Customer Service (2): 085219944374
Telephone: 021-80679606
Email: cs@ukuindo.com
Instagram: @uku.indo
Facebook 1: UKU Indonesia
Facebook 2: UKU My Financial Solutions
-----
UKU | PT Teknologi Merlin Sejahtera
Mayapada Tower 1, 18th floor suite 005. Jl. Jend. Sudirman Kav. 28, South Jakarta
App permissions
UKU - Pinjaman Dana Digital 6.9.21 APK requires following permissions:
Allows applications to open network sockets.
Required to be able to access the camera device.
Allows an app to access approximate location.
Allows applications to connect to paired bluetooth devices.
Allows applications to access information about Wi-Fi networks.
Allows an app to use fingerprint hardware.
Allows applications to access information about networks.
Allows using the device's IR transmitter, if available.
Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
Allows an application to record audio.
Allows access to the vibrator.
Allows an application to receive the ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.
Marker permission for applications that wish to access notification policy.
Ratings and Reviews
Rating: 3.6/5 based on 276K+ reviews
(*) is required
1 ★ This application is terrible. I already paid before the dateline. From uku, they keep calling me many time for ask to paid. Report this Application is scam. I call for the CS they not answer me.
1 ★ The previous dc af first chat quite polite & not rude. But after 1 day late payment, and charged a late payment fee, 1 dc start to terror whatsapp chat using photo we used when apply & give thread to terror the whole contact list. Beware of this, it's a sign of an unhealthy pinjol. Try to avoid ilegal pinjol as posible, they're lying when said approved by OJK or Komindo etc. If urgently needed, pick the good review pinjol in playstore & don't pay it late. Then blacklist this pinjol after it done
5 ★ Good apps. Simple, fast and proper process
5 ★ Easy to use, fast respond, money transfer in a minute, and the most important is they are not like other apps that pushing you, rushing you to pay before the due date. This one is good they remind you by notification. Recommended UKU. Thanks
5 ★ quite easy to fill in and easy to approve too 👍
5 ★ Already applied 3 times and approved. Very helpful in an urgent situation, minus only a very short time for installment payments. Hopefully in the future the time given for installment payments can be extended or changed in no more 7 days but maybe 15 days or per month...anyway thanks for approved my loan again 🙏
5 ★ agree with other user comment, this is one of best loan apps, professional customer service and you never find badmouth services from this app, like mostly loan apps. UKU is easy to apply, fast disbursement and great service. keep up the good work!! definitely will recommend to others :)
1 ★ this application so annoying, they reject my application but they asking me to pay the credit,i even didnt received any money,and suddenly they call my contact,its very annoying.do not use this application!
1 ★ its not a very good loan apps as the comment below said. system has rejected the id card photos meanwhile the photos focus is great and every alphabet has shown correctly and can be read by. useless apps 🧐👎
1 ★ So so bad. I really hate this one , just because late one day for short tenor, they started chat with negative comment to your contact list . I'll never use this app again. So disappointed with their TEROR ! At the point it's so BAD , Trust me everyone !
1 ★ stress mode on.. get covid so late payment only 2 days already get late interest and already talk to the collector wait i will finish payment this evening after finish final check covid negatif.. but 30 debt collector chat with bad comment and so crazy to get me pay that.. if i late so long and no replay chat you can do it guys... think before do that to me..
1 ★ very disappointed! I'm a old customers and early repayment but the next loan has no response but in the notification application it is being disbursed!! disappointed!!!!
5 ★ Just missed due date one day (I've no problem with the fund just missed the day only/accidentally neglected payment.. might be need intens reminder to cover in this case) and immediately paid the day after in the early morning,still can apply and approved,Great and thank you
1 ★ This application ia talk to much. Even we late just one day they talk to much and bothering. We get the punishment for late paid so for what they still bothering. Talk to much. Its better for using akulaku rather than this application.
5 ★ Fast and reliable
Previous versions
UKU - Pinjaman Dana Digital 6.9.21 APK for Windows (#60921001, 50.8 MB)
UKU - Pinjaman Dana Digital 6.9.10 APK for Windows (#60910002, 36.1 MB)
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