Educación financiera - Diccionario financiero APK

Educación Financiera

How to improve your financial education? Course to learn how to manage your finances

From how to manage income and expenses in a home, through advice to have a credit or debit card, to how to file an income statement or know the difference between fixed and variable income to be able to invest.

Financial education is the ability of an ordinary person to understand how money and personal finances work in a market economy to guarantee a present, future and full quality of life.

As the capitalist societies in which we live become more complex, the financial services available to citizens become more difficult to understand. And it is more important to have a financial education that allows you to make the best spending, saving and investment decisions.

And yet no one teaches us financial education. Not at school, not in the family. As shown by the millionaire of money that we have dying of laughter in bank deposits that do not even beat annual inflation. With which, we are getting poorer. And we are missing out on many investment opportunities for the future.

The goal of financial education should be to change people's behavior so that they take responsibility for their future, reduce their dependence on the state, and make sound financial decisions.

There is a hunger for knowledge, especially if it is of quality without involving large amounts of money, as happens for example with free courses. In the matter of personal finances, in addition, training is very necessary with a view to understanding the economy and banking and financial products. This will make us know in advance and in detail the financial risks of each product and operation, we will be able to minimize them and be able to make smart decisions for our pocket.

Financial literacy is the domain of skills, knowledge and daily practices necessary to make informed financial decisions in a sensible way throughout life. It is closely linked to financial education, which refers to the teaching of these skills, practices and knowledge with which to face the basic challenges of a financial nature in a better position.

Given the complexity of existing financial products and services, having a financial culture allows you to know the different alternatives available to correctly manage your money. In short, so that you can control your assets in a more efficient way.

Adopting adequate financial habits and behaviors has direct consequences on the current account, but it also affects future opportunities, affects self-esteem and even personal relationships. And it is that, bad financial decisions as a consequence of a deficit of financial literacy, can have a negative impact on your life for many years.