EarnIn: Make Every Day Payday APK
App information
Version 7.3.4 (#11467)
Updated 2018-06-30
APK Size 28.6 MB
Requires Android Android 6.0+ (Marshmallow)
Offered by Activehours, Inc.
Category Free Finance App
App id com.activehours
Developer's notes Instant access to your paycheck, up to $100/day. Your money in advance, no loan
Screenshot
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Table of contents
Latest updates
What's new in EarnIn: Make Every Day Payday 7.3.4
Editor's review
Download the latest EarnIn: Make Every Day Payday application, version 7.3.4, compatible with Windows 10/11 (using emulators such as Bluestacks), Android devices. This free Finance app is developed by Activehours, Inc. and is easy to download and install.
Previous versions, including 7.3.4, 7.3.1, are also available. If you need help or have any problems, please let us know.
Description
With Cash Out on EarnIn, get up to $100/day and up to $750/paycheck to cover day-to-day costs, unexpected expenses, and everything in between[5]. Plus, we’ll help you keep your credit goals moving forward with free credit monitoring directly in the app.
Cash advances and payday loans can be misleading and costly. EarnIn simplifies things with easy, no-cost options that tap the money you’ve already earned to get you paid in advance[1]. All with no interest, no credit checks, and no surprises[5].
EarnIn also provides Balance Shield that notify you whenever your bank balance runs low[4]. Skip the cash advances and payday loans. Stay on budget with your money in advance from EarnIn.
Here’s how Cash Out on EarnIn works:
Download the EarnIn app and add your info
Access up to $100/day of your pay & up to $750/pay period
Tip what feels right (optional)
Any money accessed, plus optional fees and tips, is automatically repaid when your next paycheck comes
Download EarnIn for easy, instant access to your money when you want it.
YOUR MONEY AT YOUR SPEED
- Connect your bank account to instantly access your pay in advance
- EarnIn works with Bank of America, Wells Fargo, Chase, Capital One, and more
- Get paid in minutes with Lightning Speed transfers[1]
- Smarter & faster alternative to cash advances
GET UP TO $750 EVERY PAY PERIOD
- Get up to $100/day and up to $750/pay period as you work to handle financial emergencies, cover loan payments, or keep up with day-to-day expenses
- Better than a cash advance or payday loan – get money from your own pay instantly[3]
FREE CREDIT SCORE TRACKING
- Monitor your credit score[6] for a full picture of your financial health
- Get alerts when your credit file changes & keep track of suspicious or fraudulent activity
- Unlike loan apps, EarnIn provides financial tools to help you monitor your credit score & move toward your goals
BACKED BY 24/7 SUPPORT
Questions or issues? Our Live Chat team is available 24/7, 365 days a year.
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EarnIn is not affiliated with Chime, Dave, Albert, Brigit, CashNetUSA, Empower, Klover, MoneyLion, Cleo, Cash App, Daily Pay, Google Pay or Credit Karma.
EarnIn is not a payday loan or a personal loan. There's no interest or APR to transfer from your paycheck.
EarnIn does not sell your personal data to third parties. Learn more about our privacy policy: earnin.com/privacy
EarnIn
200 Portage Ave
Palo Alto, CA 94306
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Disclaimers:
EarnIn services may not be available in all states.
[1] Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Transfers may take up to thirty minutes, actual transfer speeds will depend on your bank, see Cash Out User Agreement for details.
[2] Tipping options will vary between tools.
[3] Tip Yourself Account funds are held with Evolve Bank & Trust, member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit https://www.earnin.com/evolve-bank-and-trust
[4] Balance Shield Cash Outs are subject to your available earnings, Daily Max and Pay Period Max.
[5] Subject to your available earnings, Daily Max and Pay Period Max. EarnIn does not charge interest on Cash Outs. Restrictions and/or third party fees may apply. For more info and for our privacy policy, visit earnin.com/tos
[6] Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don’t be surprised if your lender uses a score that’s different from your VantageScore 3.0. Learn more: https://www.experian.com/assets/consumer-information/product-sheets/vantagescore-3.pdf
App permissions
EarnIn: Make Every Day Payday 7.3.4 APK requires following permissions:
Allows applications to open network sockets.
Allows applications to access information about networks.
Allows applications to access information about Wi-Fi networks.
Allows access to the vibrator.
Allows applications to connect to paired bluetooth devices.
Allows applications to discover and pair bluetooth devices.
Required to be able to access the camera device.
Allows an app to use fingerprint hardware.
Allows an application to read from external storage.
Allows an app to access precise location.
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.
Allows an application to receive the ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.
Allows an application to read the user's contacts data.
Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
Ratings and Reviews
Rating: 4.6/5 based on 234K+ reviews
(*) is required
1 ★ Upgraded my phone to a Google Pixel 8 Pro. The Earnin app will not allow me to log in. The text messages, or emails for 2 factor authorization never arrive. Or I get an error to try again later. Support has been not existent. Loved Earnin'... but too much of a hassle to bring two phones with me to work. Must be some sort of encryption built into the phone the Earnin' app doesn't like. Either way, I am not longer able to use their services.
2 ★ Was working fine and all of the repayments were made, but then the app started making me send screenshots of the repayments. Why do I have to prove that the money came out of my account? The app shows the payments and it should be pretty easy on their end to know if they got my money. Too much effort on my end then there should not be. Deleting. Edit: The automated response from the developer does not address my issue and I sent the screenshots requested multiple times, but nothing has changed.
3 ★ I've been using this app for 2 months and there's only been one time that they've actually taken the money out of my account after it was deposited in all the other times I have been with an overdrawn account because they insist on withdrawing 2, 3, 4 days before my actual payday. I've been with customer service again nothing resolved. I was told I would get the fee reimbursed and then it was taken out and it's not banks fault. It's so unfortunate. This could be a great help... Plz fix it 🙏❤️
3 ★ The app was great in the beginning, been using it for 2yrs. However, for some reason my approved amounts have been going down for the past year and been stuck in only 50 (with no max boosts). Never had issues paying it back and only used the app when I needed it, so I don't understand why my limit went lower from 500 2yrs ago, then down to 100, then now 50 for the past 6 months. I give it 3 stars causes it is a useful app, fees aren't bad, no monthly fee, etc. But hate that I'm stuck at 50
2 ★ At first, the app seemed like it would be helpful but when I needed the money the most, they wouldn't allow a transfer of available earnings because my bank account balance was negative. Sounds fair, right? However, the payment they took from my account to repay my previous earnings transfer was why I had a negative balance (overdraft protection on my account paid the payment) and the app refused to let me transfer earnings back into my account. Not cool!!
3 ★ I've been using this app for a few years to help out when I'm in a jam. But, I'm thinking of uninstalling the app, MoneyLion seems to work better and allows you to cash out in (-). The reason I'm thinking of leaving is that the repayments aren't processed immediately, which can cause your account to go into the negative. When this happens, you can't cash out to supplement that issue before an overdraft charge hits. It's really unfortunate because this is when I need the option the most.
4 ★ Great app. It is good to have an app that can back you up when you need some extra cash. You get it immediately within seconds, and you give it right back when you get paid, but they need to improve their payment plans because you take money to help stay out of debt, and they immediately put you back into debt when they take the payment back in full all in one shot in 2 weeks.
2 ★ This app is convenient. However, I've become very disappointed with it in the past month. When I first installed the app, for 2 pay periods it would allow me to borrow $100 and then a day or so later another $50. They've been paid back on time every time. My pay hasn't changed. But now it's only allowing me $50 per pay period. This is ridiculous. I could understand it if my pay had gone down. But if anything I've made more because of overtime. I called them about it and they won't do anything.
3 ★ Loses connection to my bank constantly. When that happens I'm prompted to send a transaction history to speed things up, and I do it every time, and every single time it takes multiple attempts. I have all the correct information you asked for in the screenshot yet for some reason it just never wants to approve it. Very frustrating.
5 ★ Satisfyingly quick and easy. It's basically a sliding scale; you 'tip' whatever you decide you can afford. If you want it instantly transferred to your bank account, you have to pay a $4 fee. Otherwise, you only pay for whatever you decide to tip. It's pretty easy and inexpensive compared to the traditional ways of getting a payday loan. Truly amazing!
3 ★ EarnIn can be ok when you need it in a bind, but I do have a couple of issues with how they adjust things. For instance, my bank loads my paycheck a day early, but not until 8 am and a lot of times, EarnIn will try to take their repayment before 8 am, which can cause me to get a negative balance alert. Then, because my account has dipped into negative because of them, they then reduce my pay period max even though when my check hits my account, they received their payment. It's ok but not great
2 ★ Hopefully, you never have to contact customer service for anything because it will take you three hours to get any true resolution. The customer service agents are hit or miss, and there is no phone number to call for further assistance. They will still charge you extra for an instant transfer even if the transfer shows up much later. I was good with the app for a couple of years, but this time around it is not consistent. There are "errors" that occur that go unresolved and unexplained.
5 ★ I have had multiple accounts with Earnin and had nothing but issues with them. Their customer service left a lot to be desired and they always seem to be 2 steps behind me with their ability to gather the necessary information to make things run smoothly. Now they seem to be more organized and a little more on the ball. Hence I am changing my review and rating. Everyone deserves a second chance. Not a third and a fourth usually but wth. U only live once. Good job Earnin. Keep it up.
5 ★ I used to lose so much money to overdraft fees (you know those oops moments when an auto pay goes early and you're left paying $25 x4 because you bought a coffee). It was quick to set up and use it maybe once a month just to have that extra "padding" until the next paycheck without dipping into savings.
1 ★ Used to better. You used to be able to transfer out $100/day if you needed it. Now they only give you a specific amount per day and it (slowly) only goes up as your next pay period is close. I don't know why they decided to do it this way, but it's not as convenient as it used to be. Cant really do much if theyre only allowing me to transfer out up to $25 a day and itll be stuck at $0 available when my max is way higher.
Previous versions
EarnIn: Make Every Day Payday 7.3.4 APK for Windows (#11467, 28.6 MB)
EarnIn: Make Every Day Payday 7.3.1 APK for Windows (#11313, 28.6 MB)
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